函电保险.ppt

Chapter Insurance 11.1 Introduction Parties involved Coverage Effect InsuranceParties involved the insured insurer/underwriter/Insurance company 保险人，保险商，保险公司保险人，保险商，保险公司 eg.Peoples Insurance Company of China 中国人民保险公司中国人民保险公司 Insurance agentsCoverageBasicrisksFPA(FreeformParticularAverage)平安险平安险WPA(WithParticularAverage)水渍险水渍险AllRisks一切险一切险GeneralAdditionalRisksSpecialAdditionalRisksGeneralAdditionalRisksTheft,PilferageandNon-delivery（T.P.N.D）偷窃，提货不着险偷窃，提货不着险FreshWaterand/orRainDamage淡水雨淋险淡水雨淋险，RiskofShortageinWeight短量险短量险RishofLeakage渗漏险渗漏险RishofIntermixtureandContamination混杂、沾污险混杂、沾污险RiskofIntermixtureandContamination碰损、破碎险碰损、破碎险RiskofOdour串味险串味险SweatingandHeatingRisk受潮受热险受潮受热险HookDamageRisk钩损险钩损险BreakageofPackingRisk包装破裂险包装破裂险RiskofRust锈损险锈损险SpecialAdditionalRisksStrikeRisk罢工险罢工险WarRisk海运战争险海运战争险Effect insuranceto cover insurance 投保、洽办保险投保、洽办保险covertheconsignmentagainst*risksfromourwarehousetotheportofColombocoverinsuranceonthecommoditiesforthe110%oftheinvoicevalueagainst*risks Insurance premium 保险费保险费Policy/Insurance certificate 保单保单/保险凭证保险凭证Words and expressionscover n.保险保险insurance cover 保险保险We have arranged the necessary insurance cover.cover v.投保投保(insure)We shall cover/insure the goods against all risks.We shall cover all risks and war risks for you.Insurance is to be covered by the buyers.This insurance policy covers us against breakage.coverage n.保险范围保险范围We want to broader coverage to include some extraneous risks.Specimen LetterDear Sirs.Your company are recommended by Mr.Thomas to us as the largest Insurance company in china with survey and claim settling agents in major ports of the world.We,China Arts and Crafts Import and export Corporation,wish to insure with your company a shipment of porcelain valued at USD 780,000 on board the vessel Hongyuan againsr All Risks,bound from Shanghai to Genoa sailing on 20th March.We shall appreciate it if the goods could be insured at favorable rate.Yours truly,*Exercises1.Translation:我方将按发票价值的110%投保水渍险，如果买方要求,附加险别可予以投保，其额外保费应由买方负责。Insurance on the goods shall be covered by us against F.P.A for 110%of the invoice value。Additional risks,if required,can be covered,and any extra premium shall be borne by the buyerExercises1.Translation:在客户没有明确指示的情况下，我们通常投保水渍险和战争险。Generally we cover insurance WPA and against War Risks in the absence of definite instructions from our clients.Exercises1.Translation:我们习惯的做法是保险采用的货币与信用证的货币一致。It is the general practice that the insurance be covered in the same currency as in the letter of credit.Exercises1.Translation:我们高兴地通知您我们已经对上述货物向中国人民保险公司投保了一切险，保险金额为2，200美元。我们正在准备相应保险单据，并与我们的保险费收款单在下周二前一并寄送你方。We are pleased to inform you that we have covered the above shipment with the PICC against All Risks for USD2,200.The policy is being prepared accordingly and will be forwarded to you by next Tuesday together with our debit note for the premium.