付款条款.pptx
《付款条款.pptx》由会员分享,可在线阅读,更多相关《付款条款.pptx(104页珍藏版)》请在得力文库 - 分享文档赚钱的网站上搜索。
1、School of International EconomicsChapter 9:Payment of Purchase Price货款的支付货款的支付School of International EconomicsPayment of Purchase PricenSettlement of purchase price 货款的货款的结算结算 Collection and payment of foreign exchange 外汇的收付nTime,mode,place and currency of paymentSchool of International EconomicsPa
2、yment of Purchase PriceA.Instrument of paymentB.Modes of PaymentC.Combination of different modes of PaymentD.Terms of payment in the contractSchool of International EconomicsA.Instrument of payment 支付工具支付工具nInstrument of payment 支付工具支付工具1.Currency 货币2.Bill 票据School of International EconomicsA.Instru
3、ment of payment 支付工具支付工具1.Currency 货币货币Currency of the sellers countryCurrency of the buyers countryCurrency of a third countrySchool of International EconomicsA.Instrument of payment 支付工具支付工具nChoosing Currency Convertibility and stability of the currency 货币的可兑换性和稳定性Tendency of fluctuation of the cu
4、rrencySchool of International EconomicsA.Instrument of payment 支付工具支付工具2.Bill 票据票据a.Bill of Exchangeb.Promissory Notec.Cheque or CheckSchool of International EconomicsA.Instrument of payment 支付工具支付工具a.Bill of Exchange(Draft)汇票汇票Is an unconditional order in writing,addressed by one person(drawer)to a
5、nother(drawee),signed by the person giving it,requiring the person to whom it is addressed(drawee or payer)to pay on demand,or at a fixed or determinable further time,a sum certain in money to,or to the order of,a specified person,or to any bearer(payee).School of International EconomicsA.Instrument
6、 of payment 支付工具支付工具a.Bill of Exchange(Draft)汇票汇票 是由一个人向另一个人签发的,要求对方是由一个人向另一个人签发的,要求对方(接受命令的人)即期或定期或在可以确定(接受命令的人)即期或定期或在可以确定的将来时间,向某人或其指定的人或持票人的将来时间,向某人或其指定的人或持票人支付一定金额的无条件的书面支付命令。支付一定金额的无条件的书面支付命令。School of International Economicsa.Bill of Exchange(Draft)汇票汇票nParties to a Bill of ExchangeDrawer 出票人
7、出票人:the person who draws the billnExporter or his bankDrawee or payer 受票人或付款人受票人或付款人:the person who is to pay the moneynImporter or the appointed bank under L/CPayee 收款人收款人:the person who is to receive the money nDrawer,exporter or his appointed bank,bearer of the billSchool of International Economi
8、csa.Bill of Exchange(Draft)汇票汇票nBasic Contents of A Draft 汇票的内容汇票的内容 Indicate:bill of exchange 表明“汇票”的字样An unconditional order in writing 无条件支付的委托A sum certain in money 确定的金额The name of drawee or payer 付款人名称The name of Payee 收款人名称Date of the bill of exchange drawn 出票日期Signature of the drawer 出票人签章Sc
9、hool of International EconomicsSpecimen Bill of Exchange 汇票标本汇票标本No.9340.Stg.100 London,15th July,1995On demand pay to John Wood or bearer thesum of One Hundred Pound(English Currency)only.(Signed)Thomas JonesTo:Mr.James ArthurManchesterSchool of International Economicsa.Bill of Exchange(Draft)汇票汇票n
10、Classification of Bills of ExchangeCommercial bill and bankers billClean bill and documentary billSight(demand)bill and time(usance)billCommercial acceptance bill and bankers acceptance billSchool of International Economicsa.Bill of Exchange(Draft)汇票汇票Commercial bill and bankers billCommercial bill(
11、商业汇票):the drawer is a commercial firm Bankers bill(银行汇票):the drawer is a bankSchool of International EconomicsClassification of Bills of ExchangeClean bill and documentary billClean bill(光票):when no shipping documents are accompanied with it.Documentary bill(跟单汇票):which is accompanied with shipping
12、documentsnSuch as:B/L,Commercial Invoice,Packing List,Insurance Policy,Inspection Certificate etc.School of International EconomicsClassification of Bills of ExchangeClean bill and documentary bill光票(Clean Draft),指不附带商业单据的汇票。银行汇票多是光票。跟单汇票(Documentary Draft),指附有包括运输单据在内的商业单据的汇票。n跟单汇票多是商业汇票。School of
13、International Economicsa.Bill of Exchange(Draft)汇票汇票Sight(demand)bill and time(usance)billSight(demand)bill(即期汇票):the draft is payable at sight on presentation.Time(usance)bill(远期汇票):the drawee is required to pay the bill at a later date.nRequire:acceptance before paymentSchool of International Econ
14、omicsa.Bill of Exchange(Draft)汇票汇票Sight(demand)bill and time(usance)bill即期汇票(sight bill,demand bill)指持票人向付款人提示后对方立即付款,又称见票即付汇票。远期汇票(time bill,usance bill)是在出票一定期限后或特定日期付款。School of International Economicsa.Bill of Exchange(Draft)汇票汇票nTime(Usance)Bill 远期汇票远期汇票payable certain days after sight 见票后若干天付款
15、payable certain days after the date of draft 出票后若干天付款payable certain days after the date of B/L 提单签发日后若干天付款 payable certain days after the fixed date 固定日期后若干天付款 payable certain days after the date of arrival of goodsSchool of International Economicsa.Bill of Exchange(Draft)汇票汇票Commercial Acceptance
16、Bill and Bankers Acceptance BillCommercial acceptance bill(商业承兑汇票):in time commercial bills,when the drawer is a commercial firm and the drawee is another commercial firm,the bill after acceptance by the draweeBankers acceptance bill(银行承兑汇票):when the drawer is a commercial firm or a bank and the dra
17、wee is a bank,the bill after acceptance by the bankSchool of International Economicsa.Bill of Exchange(Draft)汇票汇票Commercial Acceptance Bill and Bankers Acceptance Bill商业承兑汇票(Commercial acceptance bill):远期的商业汇票,经企业或个人承兑后,称为商业承兑汇票。银行承兑汇票(Bankers acceptance bill):远期的商业汇票,经银行承兑后,称为银行承兑汇票。n银行承兑后成为该汇票的主债务
18、人,所以银行承兑汇票是一种银行信用。School of International Economicsa.Bill of Exchange(Draft)汇票汇票nGeneral Procedures in Handling A Bill of Exchange(Draft)DrawingPresentationAcceptancePaymentEndorsementProtestingSchool of International EconomicsGeneral Procedures in Handling A Bill of Exchange(Draft)Drawing(Issue)出票)
19、出票Means the act of the drawer in filling up the bill of exchange with particulars as to the name of the drawee,the amount payable,the date of payment and name of payee,and after signature,the drawer may present the bill to the drawee through the medium of the payee or a banker.出票是指出票人在汇票上填写付款人、付款金额、
20、付款日期和地点以及受款人等项目,经签字交给受票人的行为.School of International EconomicsDrawing(Issue)出票)出票nThree ways to stipulate the payeeRestrictive payeeTo orderTo bearerSchool of International EconomicsDrawing(Issue)出票)出票Restrictive payee 限制性抬头限制性抬头Such as“pay ABC Co.Ltd.only”or “pay ABC Co.Ltd.,not negotiable”(不准流通)Can
21、 not be negotiated or transferred to another party.(不能流通转让)School of International EconomicsDrawing(Issue)出票)出票To order 指示性抬头指示性抬头Such as“pay ABC Co.Ltd.or Order”or “pay to the order of ABC Co.Ltd.”Can be negotiated or transferred to another party after endorsement by the payee or the amount may be
22、collected by the payee himself.School of International EconomicsDrawing(Issue)出票)出票To bearer 持票人或来人抬头持票人或来人抬头Such as“pay to bearer”or “pay to ABC Co.Ltd.or bearer”Does not need the endorsement by another party and can be negotiated or transferred merely by delivery.无须由持票人背书,仅凭交付汇票即可转让。School of Inte
23、rnational EconomicsGeneral Procedures in Handling A Bill of Exchange(Draft)Presentation 提示提示Refers to the act of the holder of the bill of exchange presenting the bill to the drawee,asking the latter either to pay or to accept the bill.The drawees receiving or seeing the bill is called“sight”.付款人看到汇
24、票叫“见票”。提示是持票人将汇票提交付款人要求承兑或付款的行为,School of International EconomicsGeneral Procedures in Handling A Bill of Exchange(Draft)Acceptance 承兑承兑Means the act of the drawee to show his responsibility by accepting the usance bill for payment at a fixed future date by writing the word“accepted”,marking the dat
25、e of acceptance and signing on the face of the bill.The drawee “the Acceptor”“承兑人”承兑是指付款人对远期汇票表示承担到期付款责任的行为。付款人在汇票上写明“承兑”字样,注明承兑日期,并由付款人签字,交还持票人。School of International EconomicsGeneral Procedures in Handling A Bill of Exchange(Draft)Payment 付款付款 Means the act of the drawee or the acceptor to pay th
- 配套讲稿:
如PPT文件的首页显示word图标,表示该PPT已包含配套word讲稿。双击word图标可打开word文档。
- 特殊限制:
部分文档作品中含有的国旗、国徽等图片,仅作为作品整体效果示例展示,禁止商用。设计者仅对作品中独创性部分享有著作权。
- 关 键 词:
- 付款 条款
限制150内